Learning the ABCDs of Medicare.
Retiring can be intimidating, and so can navigating Medicare. Agape has a long track record of helping seniors understand its complexities.
AGAPE INSURANCE SERVICES
"When it comes to Medicare, Michelle knows her stuff. She was invaluable in helping me understand how it all worked."
Medicare and Supplemental Insurance Services
Since its inception in 1966, Medicare has become a complicated process and today it's important to have someone you trust help you understand it all. Michelle and Damon are just those people. They will guide you through Medicare's complicated processes, and they never accept payment for their services.
At Agape Insurance Services, we understand the many parts of Original Medicare and can assist in selecting a private plan to best suit your needs. And when the Annual Enrollment Period (AEP) rolls around, we can also help you sort through the changes in prescription drug plans and Medicare Advantage plans. Our process is simple, Michelle and Damon will meet with you at least three times, once to present the basics in a “Medicare 101” presentation, then again to review the different plans available and assess your needs, and finally a meeting to prepare any type of applications. Family members are always welcome.
For most individuals the Initial Enrollment Period is a total of seven months; three months prior to your 65-birthday month, your birthday month and three months after your birthday month.
If you have group coverage through your employer or spouse’s employer, you do not necessarily have to enroll in Medicare Part B. To be certain it is important to speak to your Human Resources Department about your current benefits. If your unsure and just want to speak to someone, give us a call. We would be more than happy to answer your questions.
It is often a challenge to balance work and personal life, we at Agape Insurance acknowledge this and organize our hours in such a way that benefits you and us. The hours listed are a guideline, we will accommodate you based on your need.
First: Sign up for Original Medicare through the Social Security Administration.
Next: Take account of your annual medical costs for prescriptions and continuing care, and have that information ready so Michelle and Damon can compare it to available plans.
Finally: Agape Insurance Services will present available plans, options and strategies for selecting appropriate supplemental coverage.
So whether you're coming into Medicare for your initial enrollment period, or just wanting to make sure you're keeping up with the annual changes, let Michelle and Damon at Agape Insurance Services help you understand your choices and benefits.
Medicare Insurance Offerings
Medicare Advantage Plans
Medicare Part D Drug Plans
Important Medicare Dates
October 15th - December 7th:
is your chance to make changes to your Medicare Advantage, Medicare Supplement or Prescription Drug Plan.*
January 1st - March 31:
for those already enrolled in a Medicare Advantage plan and wish to change.**
How to Change Medicare Plans
Once you’re enrolled in Medicare, you’ll have various opportunities to change certain aspects of your coverage. Here’s an overview: